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| Tenants, whether well off or just getting by, should carry a Chinatown apartment insurance policy. That way, you won't be starting from scratch at a time when you can least afford it. Renter insurance covers your loss and will help you get back on your feet after a disaster |
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| Our partner offers Chinatown apartment insurance products tailored to the needs of residents in each state we serve. Please visit our partner's website to learn more about a renters insurance policy |
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| A Chinatown apartment insurance policy covers added living expenses such as motel costs if you´re temporarily displaced from your home or apartment. This "loss of use" coverage is limited to 20 percent of the personal property coverage under your renters insurance policy. For example, if you have $25,000 of personal property coverage, your loss of use coverage would be $5,000. You will be paid up to this limit for the reasonable time required to repair or replace your rented property. |
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| Your landlord's Chinatown apartment insurance doesn't cover your personal property. Things like your clothes, stereo, furniture, television, bicycle, jewelry, personal computer, artwork and other items are not covered against destruction or loss by your landlord's insurance. It is important to purchase a renters insurance policy when renting. |
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| Buying Chinatown apartment insurance protects you financially and provides peace of mind. When getting renters insurance, it's important to pick a company that is financially stable. Check the financial health of insurance companies with rating companies and consult consumer magazines. |
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| Get quotes from multiple Chinatown apartment insurance companies. Some companies sell through agents or directly to you. Many agents can offer you competitive rates from several companies for renters insurance. |
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| Chinatown apartment insurance is fairly inexpensive. The average renters insurance policy is a little over $30 a month. How much are all your possessions worth? What if you had to replace them all? |
