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| We don't sell Capitol Hill Apartment Insurance products directly, but instead provide you a link to our partner's website who offers a price comparison tool allowing you to find the best deals and lowest prices for renters insurance. |
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| Your Capitol Hill apartment insurance should also cover personal liability. Most renters insurance policies will cover all non-auto accidents, including accidents that happen away from your apartment. Let's say that before your bike was stolen, you accidentally hit a pedestrian with it and he or she sued you. You are protected against lawsuits because you have renters insurance. Although coverages vary, $300,000 is standard coverage for personal liability. |
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| You might think you don't need Capitol Hill apartment insurance if you rent, but think again! Add up the cost of your furniture, your electronic equipment, your CD collection, computer, garments and other personal property. Can you afford to replace everything in the event of a fire or burglary? Getting renters insurance gives you to protection you need |
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| A Capitol Hill apartment insurance policy usually includes liability coverage for unintentional damage or injury, compensation for personal property that is stolen or damaged and payment for additional living expenses if you have to move out or temporarily relocate because of damage done to your residence. |
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| Why don't more renters carry Capitol Hill apartment insurance against possible financial losses? Apartment owners and managers and insurance industry executives said most renters believe -- erroneously so -- that they don't need renter's insurance because the property owner is required to take care of any losses they may suffer. |
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| Liability protection is also standard with most Capitol Hill apartment insurance policies. This means if someone in your unit slips and falls, you're covered for any costs, up to your liability limit. If this person sues you, you're covered for what they win in a court judgment as well as your legal expenses, up to your renters insurance policy's limit. |
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| A complete inventory of your property can be helpful if you ever file a claim with your Capitol Hill apartment insurance. Keep a copy of the inventory, along with receipts and photos or a videotape, in a secure place, such as a safe deposit box. These will help prove your losses to the renters insurance company. |
